Monday, April 11, 2011

Auto Insurance Legal Requirements in different states of America

All states in US has different Insurance Requirements for auto insurance.

Insurance Requirements are represented by three numbers

for e.g  ______              Georgia =15/30/10  


            Georgia =body injury coverage / maximum per accident / property damage liability 
It means For Georgia $15,000 worth of bodily injury coverage per person injured with a maximum of $30,000 per accident, and $10,000 of property damage liability insurance.

Below the insurance requirements in different states




Requirements
States     
NO.
20/40/10
Alabama
1
50/100/25
Alaska
2
15/30/10
Arizona
3
25/50/15
Arkansas
4
15/30/5
California
5
25/50/15
Colorado
6
20/40/10
Connecticut
7
15/30/5
Delaware
8
10/20/10
Florida
9
15/30/10
Georgia
10
20/40/10
Hawaii
11
20/50/15
Idaho
12
20/40/15
Illinois
13
25/50/10
Indiana
14
20/40/15
Iowa
15
25/50/10
Kansas
16
25/50/10
Kentucky
17
10/20/10
Louisiana
18
50/100/25
Maine
19
20/40/10
Maryland
20
20/40/5
Massachusetts
21
20/40/10
Michigan
22
30/60/10
Minnesota
23
25/50/25
Mississippi
24
25/50/10
Missouri
25
25/50/10
Montana
26
25/50/25
Nebraska
27
15/30/10
Nevada
28
25/50/25
New Hampshire
29
15/30/5
New Jersey
30
25/50/10
New Mexico
31
25/50/10
New York
32
30/60/25
North Carolina
33
25/50/25
North Dakota
34
12.5/25/7.5
Ohio
35
10/20/10
Oklahoma
36
25/50/10
Oregon
37
15/30/5
Pennsylvania
38
25/50/25
Rhode Island
39
25/50/25
South Carolina
40
25/50/25
South Dakota
41
25/50/10
Tennessee
42
30/60/15
Texas
43
25/65/15
Utah
44
25/50/10
Vermont
45
25/50/10
Washington
46
20/40/10
West Virginia
47
25/50/10
Wisconsin
48
25/50/20
Wyoming
49
25/50/20
Virginia
50

























































Highest Auto/motor Insurance requirements are in states of Alaska & Maine with 25/50/100


Lowest Auto/motor Insurance requirements are in states of Florida, Louisiana & Oklahoma with 10/20/10



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