Tuesday, July 5, 2011

buying used car, previous insurance records

Insurance records are the property of insurance holder, If you want to buy a used vehicle you can not access its previous insurance records of damage, service and repair with reference from insurance records. Auto Insurance Records are protected under State and Federal Privacy law and property owner insurance holder even after the expiration or termination of insurance policy. In case auto sale the new owner can not get any insurance benefit from Insurance policy of previous car owner, Also Any coverage or compensation that insurance company paid to a previous owner would not be extended to the new owner of car as the new owner of car  was not an insured owner  and did not have a financial interest in the car  prior to the purchase of discussed car.New can not get any benefit from previous owners insurance policy and also do not liable to any negative situation associated with previous owner. Previous company or insurers obligations was to the previous insured owner only. according to the law Those obligations ceased when the policy expired, terminated or when the car was sold to another new owner.

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