Auto Insurance Legal Requirements in different states of America

All states in US has different Insurance Requirements for auto insurance.

Insurance Requirements are represented by three numbers

for e.g  ______              Georgia =15/30/10  


            Georgia =body injury coverage / maximum per accident / property damage liability 
It means For Georgia $15,000 worth of bodily injury coverage per person injured with a maximum of $30,000 per accident, and $10,000 of property damage liability insurance.

Below the insurance requirements in different states




Requirements
States     
NO.
20/40/10
Alabama
1
50/100/25
Alaska
2
15/30/10
Arizona
3
25/50/15
Arkansas
4
15/30/5
California
5
25/50/15
Colorado
6
20/40/10
Connecticut
7
15/30/5
Delaware
8
10/20/10
Florida
9
15/30/10
Georgia
10
20/40/10
Hawaii
11
20/50/15
Idaho
12
20/40/15
Illinois
13
25/50/10
Indiana
14
20/40/15
Iowa
15
25/50/10
Kansas
16
25/50/10
Kentucky
17
10/20/10
Louisiana
18
50/100/25
Maine
19
20/40/10
Maryland
20
20/40/5
Massachusetts
21
20/40/10
Michigan
22
30/60/10
Minnesota
23
25/50/25
Mississippi
24
25/50/10
Missouri
25
25/50/10
Montana
26
25/50/25
Nebraska
27
15/30/10
Nevada
28
25/50/25
New Hampshire
29
15/30/5
New Jersey
30
25/50/10
New Mexico
31
25/50/10
New York
32
30/60/25
North Carolina
33
25/50/25
North Dakota
34
12.5/25/7.5
Ohio
35
10/20/10
Oklahoma
36
25/50/10
Oregon
37
15/30/5
Pennsylvania
38
25/50/25
Rhode Island
39
25/50/25
South Carolina
40
25/50/25
South Dakota
41
25/50/10
Tennessee
42
30/60/15
Texas
43
25/65/15
Utah
44
25/50/10
Vermont
45
25/50/10
Washington
46
20/40/10
West Virginia
47
25/50/10
Wisconsin
48
25/50/20
Wyoming
49
25/50/20
Virginia
50

























































Highest Auto/motor Insurance requirements are in states of Alaska & Maine with 25/50/100


Lowest Auto/motor Insurance requirements are in states of Florida, Louisiana & Oklahoma with 10/20/10



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