Monday, June 6, 2011

List Of Canadian Car Insurance Companies

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Sunday, June 5, 2011

Car Insurance Tips & Tricks

  1. car Insurance Premium depends upon insurance coverage requirements in different states. First know what are the Insurance coverage requirements in your state. you can check these requirements for different states from HERE
  2. Value of Risk coverage or Liability Limit allow car insurance applicant to save money. Those who have high value assets in their car opt for high liability limits.
  3. Compare the quotes from different companies available in your state.
  4. Applicants with bad driving records may pay higher premium and car insurance costs
  5. Look for hidden charges of car insurance policy.
  6. Read the policy agreement carefully.

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Saturday, June 4, 2011

List of car Insurance companies In USA | Auto Insurance Prviders in United States

  •  Allied Insurance
  • Allstate
  • 21st Century Insurance
  • AccuQuote
  • Alleghany Corporation
  • American Automobile Association
  • American Family Insurance
  • American Income Life Insurance Company
  • American International Group (AIG)
  • American National Insurance Company
  • Ameritas
  • Amica Mutual Insurance
  • Aon Corporation
  • Assurant
  • Assurity
  • Auto-Owners Insurance
  • AXA Equitable Life Insurance Company
  • Bankers Life & Casualty Company
  • Berkshire Hathaway
  • California Casualty
  • Capital Insurance Group
  • Cincinnati Insurance Company
  • CNA Financial
  • Colonial Life & Accident Insurance Company
  • Commerce Insurance Group
  • Conseco
  • Country Financial
  • Chartis
  • Chubb Corp.
  • Encompass Insurance Company
  • Erie Insurance Group
  • Esurance
  • Everest Re Group
  • Evergreen USA RRG
  • Farmers Insurance Group
  • Federated Mutual Insurance Company
  • General Re
  • Genworth Financial
  • GMAC Insurance
  • Guardian Life Insurance Company of America
  • Hanover Insurance
  • The Hartford
  • HCC Insurance Holdings
  • Hereford Insurance Company
  • Infinity Property & Casualty Corporation
  • Insurance Company of the West (ICW Group)
  • International Fidelity Insurance Company
  • Illinois Mutual
  • Jackson National Life
  • John Hancock Insurance
  • Kemper Insurance
  • lgap Insurance
  • Knights of Columbus Insurance
  • Liberty Mutual
  • Markel Corporation
  • MassMutual Financial Group
  • Merchants Insurance Group
  • Mercury Insurance Group
  • MetLife
  • Mutual of America
  • Mutual of Omaha
  • Nationwide Mutual Insurance Company
  • New Jersey Manufacturers Insurance Company
  • New York Life Insurance Company
  • Northwestern Mutual
  • Ohio National
  • OneBeacon
  • Oxford Health Plans
  • Pacific Life
  • Penn Mutual
  • Primerica
  • Principal Financial Group
  • Progressive
  • Protective Life
  • Prudential Financial
  • The Regence Group
  • Reliance Insurance Company
  • Response Insurance
  • RLI Corp.
  • Safe Auto Insurance Company
  • Safeco
  • Safeway Insurance Group
  • Sentry Insurance
  • Selective Insurance
  • Shelter Insurance
  • Southern Aid and Insurance Company
  • Standard Insurance Company
  • State Farm Insurance
  • Swiss Re
  • Symetra
  • Tri-State Consumer Insurance Company
  • The Travelers Companies
  • Uniguard - Headquarter in greater Seattle area
  • United Auto Insurance Company
  • Unitrin Direct Auto Insurance
  • Unum
  • Vantislife Insurance Company
  • Volusia
  • USAA
  • Wawanesa Insurance USA (CA and OR)
  • Wells Fargo
  • West Coast Life
  • Western Mutual Insurance Group
  • Western & Southern Financial Group
  • Westfield Insurance
  • Western Reserve Life Insurance Company
  • White Mountains Insurance Group
This list is in alphabetical order


Step by step car Insurance Guide | Procedure for car Insurance

(1) First thing is to Identify your vehicle and then providing all the following details to your Insurance provider, This identification can be done with following
a) Maker of the car
b) Model of the car
c) VIN No. Vehicle Identification No. of car
d) Registration No.
e) Engine, Horse Power
f) Color

(2) second important thing is Knowing the terms and conditions of Insurance agreement. It s very important to read carefully all the details mentioned in car insurance policy statement. Because there are some hidden term that usually not discussed while the agreement is being made but can play important role at the stage of claim settlement.

(3) Knowing the monetary value of risk the company is going to insure. when people apply for insurance the usually do not look for the total value of risk they are going to insure. It became important on the time of claim settlement when insured ask for settlement and insurer tell him/her that company is bounded by total value of risk that is covered not the every thing on current market price in the car.

(4) Premium. Premium of the policy matters alot because it is the biggest amount you have to pay to insurance company at the start.

(5) Value Addition. It is the addition in your policy. If you want to an extra benefit in your policy then you have to pay an additional premium to enjoy the benefit, for example if you want to change your car or you have added an high class sound system and want to include that in your car insurance coverage you have to pay an additional premium.
If you have reduced the value of your car for example you have sold high quality alloy rims and added simple rims to your car your insurer will be bound to pay back to you premium included for those rims in insurance coverage policy.